What the factor can represent
A planning burden can include employer payroll taxes, workers’ compensation, paid leave, benefits, and selected labor-related overhead. The right assumptions vary by trade, role, employer, and insurance program.
✓Use current workers’ compensation rates
✓Separate employer taxes from overhead
✓Document benefit and paid-time assumptions
✓Revisit the factor at least quarterly
Use a range, not false precision
Model a base case alongside lower and upper assumptions. Crewline makes the factor editable so estimators can use company-specific inputs once they are verified.
Starting references
Review source dates and current requirements with qualified counsel before relying on this draft.
Crewline methodology notePlaceholder methodology · Aug 2026